NATO/Foreign Nationals Program

Specially designed for foreign nationals and NATO personnel, this program offers flexible qualification criteria to support those serving in specific roles.

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Overview

Our NATO/Foreign Nationals Program is tailored for designated foreign nationals and NATO pilots, providing a pathway to homeownership with unique eligibility requirements. This program allows eligible individuals to secure mortgage loans without requiring a social security number or credit score. To qualify, applicants need only a letter from their commanding officer verifying income, length of stay, and proof of assets—making it an ideal solution for those who may face obstacles with traditional mortgage requirements due to their international status.

For over six decades, we’ve done more than just maintain a branch on Sheppard Air Force Base; we’ve supported thousands of military members, helping them achieve their financial needs and dreams. We’re here to help make your financial journey as seamless as possible.

Additional Details

Terms: Adjustable Rate Mortgage (ARM): 5/1, 7/1, 10/1  FIXED: 15 Year

Eligibility: Specially designated foreign nationals and NATO pilots

  • No Credit Score, Tax Returns, or Social Security Number Required
  • A letter from the commanding officer providing proof of income, length of stay, and proof of assets.

Down Payment: 10% required

Occupancy: Primary Only